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1 min readThe Superfin Team

Small leaks, big ships

The $6 here and $12 there add up to a vacation. We did the math so you don't have to.

savingmath

Benjamin Franklin gets credited with "beware of little expenses; a small leak will sink a great ship." He was writing about candles and postage, but the arithmetic hasn't changed — only the merchants have.

The math nobody does

A single small habit rarely feels like a decision. But run the numbers over a year:

$6/day
A daily coffee → about $2,190 a year
$12/wk
A couple of takeout add-ons → roughly $624 a year
$40/mo
Forgotten subscriptions → nearly $480 a year

Add those three alone and you're past $3,000 a year — real money, quietly leaving in amounts too small to notice individually. That's the trap: each charge is beneath the threshold where your brain registers a choice, so no single one ever gets questioned.

The point isn't to quit coffee

This isn't a lecture about lattes. If the daily coffee is the best six dollars in your day, keep it. The point is choosing it — knowing what the leaks add up to, then deciding which ones are worth it and which are just autopilot.

Pick your leaks on purpose. Fund the one thing that genuinely makes your week better; plug the two that don't. That single edit is usually worth more than a whole month of white-knuckle budgeting.

The ship doesn't sink from one big hole. It sinks from the small ones you stopped noticing. Superfin's job is to keep them visible — so you're the one deciding which leaks stay.

Find your leaks in a couple of minutes.